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Choosing the right loan can be a difficult task. Below is a brief summary of the different types we offer. Before applying, if there is anything you are unsure of, please email us for a quick response..

Payday Loans – £50 – £1000
Stuck for some cash until the end the month? Get a quick decision loan normally deposited into your account within just 24hrs. Simply click on the relevant option above, fill the form and get accepted within a minute. No credit checks necessary. If approved, your loan agreement will be online for you to sign. Repayment can be extended to three months. Although it is very quick to get the cash transferred to your bank account the interest can be much higher than other types of if not paid back in time.

Unsecured Loan – £500 – £10,000
You can apply for a short term unsecured loan whether you are a homeowner on tenant. It is another way to raise cash quickly with the advantage of not having to place any collateral against it. As a consequence interest rates tend to be much higher than with secured loans. Commonly used for buying a car, paying for a wedding or a holiday. Please note many lenders have very strict lending criteria but we are able to help many applicants that have been refused elsewhere.
Secured Loans – £2,000 to £100,000
up to 85% LTV. Repayments from 12 months to 30 years. Lenders require collateral. Secured Loans are an alternative to a Re-Mortgages and avoid early repayment charges. Suitable for borrowers declined for an Unsecured Loan. There are no restrictions on the borrower’s Age. It is possible to provide loans to borrowers with adverse credit. They are easy to arrange and most loan purposes including business would be considered. Most loans processed and funds released within 3 weeks. Up to 65%LTV on Buy to Lets & Semi Commercial Properties. Loan Products are also available for the self-employed borrower.

(Re) Mortgage – Used to fund a house purchase. Normally a deposit of 5-20% is required. Using our great panel of lenders we always aim to find you the best deal for you needs be it a first time purchase, equity release, sale and rent back or buy to let.

Bridging Finance – Can be used for a number of purposes – Property Purchases at Auction, Development Projects, Mortgage retention issues i.e. no bathroom or kitchen, Refurbishment Projects, Quick Property Completion or even to pay a tax bill!
Business & Commercial Loans – Whether you are buying a business, raising money to pay off debts, looking for a cheaper interest rate or expanding your business, we can offer Business Loans, Business Finance, Commercial Mortgages and New Business Finance to suit your individual requirements.

Select Money Tree Ltd is licensed by the Office of Fair Trading under the Consumer Credit Act 1974 and the Information Commissioners Office under the Data Protection Act 1998. CCL Registered Number - 625139. DPA Registered Number - Z1621258.

Registered Address:
5 Chigwell Road, London, E18 1LR